ONLINE
PRIVACY POLICY AGREEMENT
August 1, 2019
Holloway Credit Solutions, LLC
(HCS) values its users' privacy. This Privacy
Policy ("Policy") will help you understand how we collect and use
personal information from those who visit our website or make use of our online
facilities and services, and what we will and will not do with the information
we collect. Our Policy has been designed and created to ensure those affiliated
with Holloway Credit Solutions, LLC of our
commitment and realization of our obligation not only to meet, but to exceed,
most existing privacy standards.
We reserve the right to
make changes to this Policy at any given time. If you want to make sure that
you are up to date with the latest changes, we advise you to frequently visit
this page. If at any point in time Holloway Credit
Solutions, LLC decides to make use of any personally identifiable
information on file, in a manner vastly different from that which was stated
when this information was initially collected, the user or users shall be
promptly notified by email. Users at that time shall have the option as to
whether to permit the use of their information in this separate manner.
This Policy applies to Holloway Credit Solutions, LLC, and it governs any and
all data collection and usage by us. Through the use of
holloway.statementmanagement.com, you are therefore consenting to the data
collection procedures expressed in this Policy.
Please note that this
Policy does not govern the collection and use of information by companies that Holloway Credit Solutions, LLCdoes
not control, nor by individuals not employed or managed by us. If you visit a
website that we mention or link to, be sure to review its privacy policy before
providing the site with information. It is highly recommended and suggested
that you review the privacy policies and statements of any website you choose
to use or frequent to better understand the way in which websites garner, make
use of and share the information collected.
Specifically, this Policy will inform you of the
following
1.
What personally identifiable information
is collected from you through our website;
2.
Why we collect personally identifiable
information and the legal basis for such collection;
3.
How we use the collected information and
with whom it may be shared;
4.
What choices are available to you
regarding the use of your data; and
5.
The security procedures in place to
protect the misuse of your information.
Information We Collect
It is always up to you
whether to disclose personally identifiable information to us, although if you
elect not to do so, we reserve the right not to register you as a user or
provide you with any products or services. This website collects various types
of information, such as:
In addition, Holloway Credit Solutions, LLC may have the occasion to
collect non-personal anonymous demographic information, such as age, gender,
household income, political affiliation, race and religion, as well as the type
of browser you are using, IP address, or type of operating system, which will
assist us in providing and maintaining superior quality service.
We are collecting your data for several reasons:
·
To better understand your needs and
provide you with the services you have requested;
·
To fulfill our legitimate interest in
improving our services and products;
·
To send you promotional emails containing
information we think you may like when we have your consent to do so;
·
To contact you to fill out surveys or
participate in other types of market research, when we have your consent to do
so;
·
To customize our website according to your
online behavior and personal preferences.
The data we collect from
you will be stored for no longer than necessary. The length of time we retain
said information will be determined based upon the following criteria: the
length of time your personal information remains relevant; the length of time
it is reasonable to keep records to demonstrate that we have fulfilled our
duties and obligations; any limitation periods within which claims might be
made; any retention periods prescribed by law or recommended by regulators,
professional bodies or associations; the type of contract we have with you, the
existence of your consent, and our legitimate interest in keeping such
information as stated in this Policy.
Use of Information Collected
Holloway Credit Solutions, LLC
may also be in contact with you with regards to completing surveys and/or
research questionnaires related to your opinion of current or potential future
services that may be offered.
Holloway Credit
Solutions, LLC
may not use or disclose the information provided by you except under the
following circumstances:
·
as necessary to provide services or
products you have ordered;
·
in other ways described in this Policy or
to which you have otherwise consented;
·
in the aggregate with other information in
such a way so that your identity cannot reasonably be determined;
·
as required by law, or in response to a
subpoena or search warrant;
·
to outside auditors who have agreed to
keep the information confidential;
·
as necessary to enforce the Terms of
Service;
·
as necessary to maintain, safeguard and
preserve all the rights and property of Holloway Credit
Solutions, LLC.
Non-Marketing
Purposes
Holloway Credit
Solutions, LLC
greatly respects your privacy. We do maintain and reserve the right to contact
you if needed for non-marketing purposes (such as bug alerts, security breaches,
account issues, and/or changes in Holloway Credit
Solutions, LLC products and services).
In certain circumstances, we may use our website, newspapers, or other
public means to post a notice.
Children
under the age of 13
Holloway Credit
Solutions, LLC's
website is not directed to, and does not knowingly collect personal
identifiable information from, children under the age of thirteen (13). If it
is determined that such information has been inadvertently collected on anyone
under the age of thirteen (13), we shall immediately take the necessary steps
to ensure that such information is deleted from our system's database, or in
the alternative, that verifiable parental consent is obtained for the use and
storage of such information. Anyone under the age of thirteen (13) must seek
and obtain parent or guardian permission to use this website.
Unsubscribe
or Opt-Out
All
users and visitors to our website have the option to discontinue receiving
communications from us by way of email or newsletters. To discontinue or
unsubscribe from our website please send an email that you wish to unsubscribe to . If you wish to unsubscribe or opt-out from any
third-party websites, you must go to that specific website to unsubscribe or
opt-out. Holloway Credit Solutions, LLC will
continue to adhere to this Policy with respect to any personal information
previously collected.
Links
to Other Websites
Our
website does contain links to affiliate and other websites. Holloway Credit Solutions, LLC does not claim nor accept
responsibility for any privacy policies, practices and/or procedures of other
such websites. Therefore, we encourage all users and visitors to be aware when
they leave our website and to read the privacy statements of every website that
collects personally identifiable information. This Privacy Policy Agreement
applies only and solely to the information collected by our website.
Notice
to European Union Users
Holloway Credit
Solutions, LLC's
operations are located primarily in the United States. If you provide
information to us, the information will be transferred out of the European
Union (EU) and sent to the United States. (The adequacy decision on the EU-US
Privacy became operational on August 1, 2016. This framework protects the
fundamental rights of anyone in the EU whose personal data is transferred to
the United States for commercial purposes. It allows the free transfer of data
to companies that are certified in the US under the Privacy Shield.) By
providing personal information to us, you are consenting to its storage and use
as described in this Policy.
Holloway Credit Solutions, LLC
takes precautions to protect your information. When you submit sensitive
information via the website, your information is protected both online and
offline. Wherever we collect sensitive information (e.g. credit card
information), that information is encrypted and transmitted to us in a secure
way. You can verify this by looking for a lock icon in the address bar and
looking for "https" at the beginning of the address of the webpage.
While we use encryption
to protect sensitive information transmitted online, we also protect your
information offline. Only employees who need the information to perform a
specific job (for example, billing or customer service) are granted access to
personally identifiable information. The computers and servers in which we
store personally identifiable information are kept in a secure environment.
This is all done to prevent any loss, misuse, unauthorized access, disclosure
or modification of the user's personal information under our control.
By using this website,
you are hereby accepting the terms and conditions stipulated within the Privacy
Policy Agreement. If you are not in agreement with our terms and conditions,
then you should refrain from further use of our sites. In addition, your
continued use of our website following the posting of any updates or changes to
our terms and conditions shall mean that you agree and acceptance of such
changes.
How to Contact Us
If you have any questions or concerns regarding the
Privacy Policy Agreement related to our website, please feel free to contact us
at the following email, telephone number or mailing address.
Telephone Number: 334-396-3000
Holloway Credit Solutions, LLC
1286 Carmichael Way
Montgomery, Alabama
36106